The Small Business Administration (SBA) of the United States offers financial aid to the people of America to set up, operate, and expand their businesses. This multi line agency with $1.1 million in annual revenues in 2011 represents 24{3d38dae4ad4cb6b883ea4c98ee876d089e39b7441581064bc2f1e4c5a7cae98a} of the target market. The agency has 9 employees, good credit and has been operating since 1986. The agency is a member of Professional Insurance Agents (‘PIA’). Convenient Insurance will target these customers by relying on its affiliation with Trusted Choice, whose product and service offerings are substantially greater than that of PIA. The company’s website is dated and perhaps attention has been lax in providing the most current insurance offerings as well. Also many long time customers may be unaware of current offerings or their needs may have changed since initial underwriting. Part of Convenient Insurance’s marketing blitz campaign will be targeting these customers and offering a complimentary needs test.

As awareness of SRI’s influence has grown, however, there has been a fundamental shift from a negative to a positive orientation, and to a more sophisticated appreciation of enterprise risk. Investors now see that companies’ water use, carbon emissions, stance toward labor, and supply chain management practices have a material impact on their valuations. Even as purely qualitative concerns, they have quantitative consequences; managing for greater sustainability can generate business cost savings, but it can also identify and eliminate risks, create positive associations with a brand, and help to establish the kind of reputation that attracts talent. So investors increasingly seek out companies with positive environmental, social, and governance performance not because they are morally admirable but because they are more viable in the long run. Accordingly, the preferred terminology has shifted from socially responsible” to sustainable” investing.

I agree with you. Typically, if I see my Paypal account empty, I’d get nervous and try to squirrel some money in there. The more the better is what I always think. Do you always want to be an entrepreneur? But do you know who an entrepreneur is and what qualities you should possess to be successful? In this article, I have covered all you need to know about entrepreneurship. Having Security – Whatever an entrepreneur has comes from the business. Unlike people in paid employment who may have a compulsory retirement savings account backed by their employer, the entrepreneur has to provide his or her own insurance and retirement security. Before moving from paid employment to full time entrepreneurship, it is important that aspiring entrepreneurs add as part of their financial planning, some element of insurance and retirement security through savings.

Outcome 3: Trillion dollar markets open up. As VCI metrics turn into a reliable proxy for value, banks will take notice. It will be evident that a better VCI score helps value chain players grow share while reducing risk—and increases their access to low-cost capital. Indeed the entire financial services industry will respond in creative ways to this new reality, and also to companies’ new ability to value ecosystem services and create environmental P&Ls, as Dow and Puma are doing. As valuations and impacts become more measurable and auditable, basements full of quants at J.P. Morgan Chase will get busy working on related instruments. Consider that, as the true value of clean oceans, rivers, and forests becomes clear and acknowledged by businesses around the world, a multitrillion dollar market becomes visible.