Why do some small businesses and solopreneurs outsource their business marketing activities? But it’s true that managing money is a skill we all need, and so I try to be transparent about the processes of paying bills, getting paid, going to the bank, etc. I don’t tell my kids dollar amounts, but I do talk about budgeting and what it means to be able to afford something (and how what we buy reflects our values). What a wonderful resource you have developed here! One Christmas, we gave each of the grandkids a business share of stock in a company that we thought would have personal appeal to each (Wendy’s for one, Disney for another, etc) You can get these through several websites, and can have the stock certificate sent to them framed with an engraved nameplate on the frame. We also gave them books about money and piggy banks that year. 34. Many banks and credit unions offer incentives in refer a friendâ€ promotional. If you get a friend to open an account at your bank, many times you will both receive a cash incentive.